Perrysburg Office | 419.874.3536

353 Elm Street A, Perrysburg, Ohio 43551

Liberty Center Office | 419.533.3320

111 East Street Liberty Center, Ohio 43532

Leatherman & Witzler Attorneys At Law


A typical personal consumer bankruptcy comes in two forms:

  • A chapter 7 bankruptcy refers to a liquidation in which a person lists all of their assets and liabilities. A court appointed trustee then attempts to sell or “liquidate” these assets to pay off any debts owed by the person filing for bankruptcy. An attorney in a chapter 7 bankruptcy is useful in protecting many or all of the assets that the debtor has from being liquidated through the use of exemptions.

  • A chapter 13 bankruptcy refers to a reorganization in which a person filing reorganizes their debt for the purpose of allowing more time for debts to be paid off. This is most common for people who have too high of an income for a chapter 7 bankruptcy.